Wealth Optimization Experts

Maximize Your Wealth with Strategic Capital Gains Planning

Legally minimize your tax liabilities and maximize returns on your investments. We offer personalized roadmaps for real estate, stocks, and business asset sales.

check_circle 100% Tax Compliant

Understanding Capital Gains Tax

Profit from the sale of a capital asset is taxable under the head 'Capital Gains'. Proper planning is essential to ensure you retain maximum wealth from your investments.

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Short-Term Capital Gains (STCG)

Arises when an asset is held for less than 36 months (12 or 24 months for specific assets like equities or real estate) before being sold. Generally taxed at higher rates without indexation benefits.

chevron_right Higher tax outflow
chevron_right No inflation adjustment (Indexation)

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Long-Term Capital Gains (LTCG)

Applies to assets held for more than the specified period. Taxed at lower concessional rates, often with the significant benefit of indexation to offset inflation.

chevron_right Lower tax rates (usually 10% or 20%)
chevron_right Indexation benefit available
chevron_right Various exemption sections applicable

Asset Classes We Cover

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Real Estate

Land, residential properties, and commercial buildings.

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Stocks & Mutual Funds

Listed equities, unlisted shares, and equity-oriented funds.

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Gold & Jewellery

Physical gold, ornaments, and precious stones.

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Business Assets

Machinery, patents, trademarks, and business sale (slump sale).

Smart Tax Saving Strategies

The Income Tax Act provides several avenues to legally save tax on Long-Term Capital Gains. Our experts guide you to choose the right exemption section based on your liquidity needs and investment goals.

Section 54: Property to Property

Exemption on sale of a residential house if the capital gains are reinvested in another residential property within specified timelines.

54EC

Section 54EC: Capital Gain Bonds

Save tax by investing gains from real estate into specified bonds (NHAI, REC, PFC) up to ₹50 Lakhs within 6 months of sale.

54F

Section 54F: Any Asset to Property

Exemption on sale of any asset (other than a residential house) if the net consideration is reinvested into a new residential house.

Don't let taxes eat your profits.

Proper planning can save you up to 20% in capital gains tax.

Why Choose AccwiseIndia for Tax Planning?

Expertise that translates into tangible financial savings.

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100% Compliance Focus

Our strategies are entirely legal and strictly adhere to the latest Income Tax provisions, ensuring zero litigation risks.

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Personalized Roadmaps

We don't offer generic advice. We build tailored reinvestment strategies based on your specific cash flow needs.

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Experienced CA Experts

Consult with seasoned Chartered Accountants who have handled complex multi-crore asset transactions successfully.

Our Strategic Process

A clear, step-by-step approach to securing your wealth.

Asset Evaluation

Determining fair market value and holding period.

Tax Projection

Calculating estimated STCG or LTCG liability.

Exemption Analysis

Identifying applicable tax-saving sections.

Reinvestment Strategy

Guiding investments into bonds or properties.

Final Tax Filing

Accurate reporting in your ITR.

Frequently Asked Questions

Clear answers to common capital gains tax planning queries

What is the holding period for real estate to qualify as Long-Term? expand_more

For real estate (land or building), the holding period to qualify as a long-term capital asset is 24 months. If sold before 24 months, it is considered a short-term capital asset.

What is indexation benefit? expand_more

Indexation adjusts the purchase price of an asset for inflation over the holding period using the Cost Inflation Index (CII). This significantly reduces the taxable profit for long-term capital gains.

Can I claim exemption under both Section 54 and 54EC? expand_more

Yes, if you have sold a residential property, you can apportion the capital gains and claim exemption under Section 54 by buying a new house and under Section 54EC by investing in specified bonds, subject to the respective limits and conditions.